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		<title>7 Foods that will make you glow</title>
		<link>http://poconowomentoday.com/2010/08/7-foods-that-will-make-you-glow/</link>
		<comments>http://poconowomentoday.com/2010/08/7-foods-that-will-make-you-glow/#comments</comments>
		<pubDate>Sat, 28 Aug 2010 13:52:43 +0000</pubDate>
		<dc:creator>PoconoWomen</dc:creator>
				<category><![CDATA[Beauty]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Locally-Centered]]></category>
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		<category><![CDATA[almonds]]></category>
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		<category><![CDATA[sleep]]></category>
		<category><![CDATA[strawberries]]></category>
		<category><![CDATA[tomatoes]]></category>
		<category><![CDATA[weight loss]]></category>

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		<description><![CDATA[Prevention Magazine offers these eye-opening tips for healthier looking skin&#8230; If you want younger, better looking skin, think beyond the sunscreen (but use that too) and tinker with your diet. “Good nutrition is a fundamental building block of healthy skin,” says Leslie Baumann, MD, a dermatologist in Miami Beach. The natural ingredients in food help [...]]]></description>
			<content:encoded><![CDATA[<p>Prevention Magazine offers these eye-opening tips for healthier looking skin&#8230;</p>
<p><a href="http://poconowomentoday.com/wp-content/uploads/2010/08/rome-fruit-cart3.jpg"><img class="alignleft size-full wp-image-707" title="rome fruit cart" src="http://poconowomentoday.com/wp-content/uploads/2010/08/rome-fruit-cart3.jpg" alt="" width="451" height="301" /></a></p>
<p>If you want younger, better looking skin, think beyond the sunscreen (but use that too) and tinker with your diet. “Good nutrition is a fundamental building block of healthy skin,” says Leslie Baumann, MD, a dermatologist in Miami Beach. The natural ingredients in food help do everything from speed the pace of exfoliation to protect skin from the UV damage that causes brown spots and wrinkles. Here, 7 everyday foods that are guaranteed to make you glow.</p>
<p><a rel="nofollow" href="http://www.prevention.com/7stepstoyoungerskin/index.shtml?cm_mmc=Yahoo_Blog-_-PVN_Shine-_-7%20Foods%20That%20Make%20You%20Pretty-_-7%20steps%20to%20younger%20looking%20skin"> 7 Botox-free tips to look younger</a></p>
<p><strong>1. Romaine Lettuce</strong><br />
Why You&#8217;ll Glow: Six leaves provide more than 100% of your DV of vitamin A, which revitalizes skin by increasing cell turnover. The mineral potassium in romaine “gives skin a refreshing boost of nutrients and oxygen by improving circulation,” says Lisa Drayer, RD, author of The Beauty Diet.</p>
<p>Health Bonus: That same serving of romaine contains 45% of the DV of vitamin K, which a recent study shows activates a protein that supports vascular health&#8211;making a future with bulging leg veins less likely.</p>
<p><a rel="nofollow" href="http://www.prevention.com/loveyoursmile/index.shtml?cm_mmc=Yahoo_Blog-_-PVN_Shine-_-7%20Foods%20That%20Make%20You%20Pretty-_-Love%20your%20smile"> What to eat for whiter teeth</a></p>
<p><strong>2. Tomatoes</strong><br />
Why You&#8217;ll Glow: Eating red helps keep skin from turning red. Volunteers who consumed 5 tablespoons of high-in-lycopene tomato paste daily for 3 months had nearly 25% more protection against sunburn in one study. Even better, skin had more collagen, which prevents sagging. Another reason to toss an extra tomato into your salad: German scientists report that higher skin levels of this antioxidant correlate to fewer fine lines and furrows.</p>
<p>Health Bonus: Research suggests that lycopene may also lower your chances of heart disease: In one study, women with the highest levels of it had a 34% reduced risk.</p>
<p><a rel="nofollow" href="http://www.prevention.com/dyareduceredness/?cm_mmc=Yahoo_Blog-_-PVN_Shine-_-7%20Foods%20That%20Make%20You%20Pretty-_-Reduce%20your%20redness%20and%20irritation"> Reduce redness and irritation in just 12 weeks</a></p>
<p><strong>3. Strawberries</strong><br />
Why You&#8217;ll Glow: A cup has up to 130% of the DV of vitamin C, a potent antioxidant that boosts production of collagen fibers that help keep skin smooth and firm. More C may mean fewer fine lines too: Women with lower intakes were likelier to have dry, wrinkled skin. Early research also shows that ellagic acid, an antioxidant abundant in strawberries, protects the elastic fibers that keep skin from sagging.</p>
<p>Health Bonus: Strawberries may lower your risk of cancer by inhibiting the development of malignant cancer cells. In one study, people eating the most strawberries were 3 times less likely to develop the disease.</p>
<p><a rel="nofollow" href="http://www.prevention.com/ediblehealing/index.shtml?cm_mmc=Yahoo_Blog-_-PVN_Shine-_-7%20Foods%20That%20Make%20You%20Pretty-_-Edible%20healing"> Food cures for cancer</a></p>
<p><strong>4. Apples</strong><br />
Why You&#8217;ll Glow: Quercetin, an antioxidant in the peel of many varieties, provides hefty protection from the “burning” UVB rays that trigger skin cancer. A few offering the biggest dose: Monroe, Cortland, and Golden Delicious.</p>
<p>Health Bonus: Eating two or more apples a week for 1 year reduced the risk of dying from heart disease by 15% in one study of 34,000 healthy postmenopausal women. Whatever variety you choose, be sure to eat the peel, the source of nearly all the antioxidants.</p>
<p><a rel="nofollow" href="http://online.prevention.com/28daystoahealthyheart/?cm_mmc=Yahoo_Blog-_-PVN_Shine-_-7%20Foods%20That%20Make%20You%20Pretty-_-28%20Days%20to%20a%20healthy%20heart"> 28 days to a healthier heart</a></p>
<p><strong>5. Eggs</strong><br />
Why You&#8217;ll Glow: Lutein and zeaxanthin, two antioxidants found in eggs, more than quadrupled protection against the UV damage that leads to lines, brown spots, and cancer in one study on women. Skin was also markedly softer, firmer, and better hydrated.</p>
<p>Health Bonus: Eating just one egg a day significantly increases blood levels of lutein and zeaxanthin (but not cholesterol), which may stave off macular degeneration by protecting the retina from light damage, finds a study in the Journal of Nutrition.</p>
<p><a rel="nofollow" href="http://www.prevention.com/dtourbreakfasts/?cm_mmc=Yahoo_Blog-_-PVN_Shine-_-7%20Foods%20That%20Make%20You%20Pretty-_-DTOUR%20Power%20breakfasts%20for%20energy"> 13 power breakfasts for energy</a></p>
<p><strong><br />
6. Almonds</strong><br />
Why You&#8217;ll Glow: “Eating a handful of almonds every day boosts levels of vitamin E, one of the most important antioxidants for skin health,” says Baumann. You&#8217;ll get a surge in moisture too&#8211;a boon for those prone to dryness.</p>
<p>Health Bonus: Though nuts are high in calories, women who ate them at least twice a week were less likely to gain weight than those who rarely did, in a new study of over 50,000 women.</p>
<p><a rel="nofollow" href="http://www.prevention.com/nightcreams/index.html?cm_mmc=Yahoo_Blog-_-PVN_Shine-_-7%20Foods%20That%20Make%20You%20Pretty-_-Best%20night%20creams"> Best night creams for your skin</a></p>
<p><strong>7. Walnuts</strong><br />
Why You&#8217;ll Glow: These nuts are storehouses of alpha-linolenic acid, an omega-3 fat that&#8217;s a key component of the lubricating layer that keeps skin moist and supple. A 1/2-ounce serving of walnuts provides 100% of the recommended daily intake of ALA.</p>
<p>Health Bonus: Eating walnuts at dinner may deliver better shut-eye. Researchers at the University of Texas Health Science Center discovered that walnuts contain melatonin, a hormone that regulates sleep.</p>
<p>This list of beauty tips is from the Editors of Prevention magazine..(www.Prevention.com)</p>


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		<title>How to invite happpiness back into your life</title>
		<link>http://poconowomentoday.com/2010/08/how-to-invite-happpiness-back-into-your-life/</link>
		<comments>http://poconowomentoday.com/2010/08/how-to-invite-happpiness-back-into-your-life/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 12:58:15 +0000</pubDate>
		<dc:creator>PoconoWomen</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[Core Values]]></category>
		<category><![CDATA[finding happiness]]></category>
		<category><![CDATA[self confidence]]></category>
		<category><![CDATA[self esteem]]></category>
		<category><![CDATA[success]]></category>

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		<description><![CDATA[&#8220;All my life I&#8217;ve wanted to be somebody, but I see now I should&#8217;ve been more specific.&#8221; &#8211; Jane Wagner, Playwright I just love this quote by Jane Wagner, as it describes how most of my clients feel when they first come to me for help. They know something isn’t working in their life, and [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://poconowomentoday.com/wp-content/uploads/2010/08/tuscan-up-close-and-personalsmaller2.jpg"><img class="alignleft size-full wp-image-695" title="tuscan up close and personalsmaller" src="http://poconowomentoday.com/wp-content/uploads/2010/08/tuscan-up-close-and-personalsmaller2.jpg" alt="" width="816" height="612" /></a>&#8220;All my life I&#8217;ve wanted to be somebody, but I see now I should&#8217;ve been more specific.&#8221; &#8211; Jane Wagner, Playwright</p>
<p>I  just love this quote by Jane Wagner, as it describes how most of my  clients feel when they first come to me for help. They know something  isn’t working in their life, and they’re fairly certain that they’re not  happy, but they haven’t figured out how to invite the state of  happiness back into their life. Frankly, they’re still trying to figure  out who that ‘somebody’ is in the big picture. When I ask them “What  does that ‘somebody’ look like to you?”, I usually get a blank stare  back until they get their “Aha!” moment and are able to answer me. I  also refer to this as one of those “Wake up, Alice – this ain’t  Wonderland” moments” in my coaching practice.</p>
<p>I remember when I  first started coaching, I just wanted to help women be successful.  Right! That was about as clear as mud. It&#8217;s no wonder it took me so long  to get where I was going. And yes, I would whine because I didn&#8217;t get  what I wanted. Imagine that. Thank goodness, I personally have had  excellent coaches and mentors who taught me that if you want to get  somewhere in your life, you&#8217;re going to have to get a lot more specific  if you want to get there. You&#8217;re going to have to start asking different  questions than the ones you&#8217;ve been asking.<br />
Here&#8217;s an exercise for  you to do that will help you get specific about what you want and invite  the state of being happy back into heart and life!</p>
<p>1. OK, what does ‘happy’ look like to you?<br />
This  is my favorite question as it really makes you think about what you  want. Are you looking for more ME time, more money, more fun, more  business etc.? Make a short list of what your desires are to help you  get more focused.</p>
<p>2. Is it in keeping with my Core Values?<br />
If  you are living in a state where you’re constantly going against your  beliefs, then it’s no wonder you’re not happy! Your Core Values are what  makes you unique – what set’s you apart from everyone else. If you  deliberately do things that are in direct disharmony from your values,  you will never achieve true happiness.</p>
<p>3. What actions would I have to take to get there?<br />
Well,  depending on where ‘there’ is, the actions will be different. One thing  I do know for certain is that without ANY action on your behalf, you  will NEVER get anywhere! Change always involves action – you need to  physically and mentally make an effort to change your behaviors in order  to invite new habits into your life.</p>
<p>4. What kind of support would I need and from whom?<br />
The  biggest support you need in order to change is that which you get from  yourself! If you are not your own biggest fan, then learn to build up  your levels of self-confidence and self-esteem first. Do only those  things that make you feel good inside and encourage you to aspire to do  even more. Take that course to learn to speak Italian! Go enroll in  piano or guitar lessons! Sign up for that Yoga class! It always helps if  you can get support from your friends and family, but if that isn’t  happening, consider getting a personal coach to get you to that next  level.</p>
<p>5. How would I feel when I got there? Wherever ‘there’ is!<br />
If  you imagine NOW how you’ll feel when you get wherever ‘there’ is,  you’re more likely to succeed. This is based on the Law of Attraction  and it is a very obedient law. It always matches whatever vibrations you  send, both negative and positive, so try envisioning being happy and  content in wherever ‘there’ may be for you long before your arrive at  that place.</p>
<p>6. How committed am I to getting there?<br />
Are you  only doing a little bit or are you willing to do whatever it takes to  get you to that happy place? If you approach making the necessary  changes in your life in a lackadaisical way, not caring if you really  succeed, you might as well not waste your time and effort. You need to  put 100% of your time, thought and energy into getting to where you want  to go. 50% effort will only get you 50% positive results, and who wants  to settle for only half a cookie when you can have the whole thing? You  have to be willing to do the work – period. As the old saying goes,  ‘Put your money where your mouth is!”</p>
<p>Are you starting to get  the picture? The road is not as hard or as long when you know where you  are going and you get really specific about your journey.</p>
<p>Try  working these six steps for a month and see what happens. I’m sure  you’re going to be very surprised at how you’ll feel. Everyone deserves  to be happy so take time today to start inviting joy back into your  life.</p>


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		<title>4 Books to Watch for in September- Oprah&#8217;s Fall Picks!</title>
		<link>http://poconowomentoday.com/2010/08/4-books-to-watch-for-in-september-oprahs-fall-picks/</link>
		<comments>http://poconowomentoday.com/2010/08/4-books-to-watch-for-in-september-oprahs-fall-picks/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 02:03:36 +0000</pubDate>
		<dc:creator>PoconoWomen</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://poconowomentoday.com/?p=674</guid>
		<description><![CDATA[From OPRAH.COM&#8230; A little boy discovers that freedom is where you find it. Room By Emma Donoghue 336 pages; Little, Brown Photo: Ben Goldstein/Studio D A little boy discovers that freedom is where you find it. Room By Emma Donoghue 336 pages; Little, Brown Imagine that you are 5 years old and growing up in [...]]]></description>
			<content:encoded><![CDATA[<p><img src="file:///C:/Users/TRUDIE~1/AppData/Local/Temp/moz-screenshot-2.png" alt="" /></p>
<div>From OPRAH.COM&#8230;</div>
<div><a href="http://poconowomentoday.com/wp-content/uploads/2010/08/201009-omag-book-donoghue-284xFall1.jpg"><img class="alignleft size-full wp-image-676" title="201009-omag-book-donoghue-284xFall" src="http://poconowomentoday.com/wp-content/uploads/2010/08/201009-omag-book-donoghue-284xFall1.jpg" alt="" width="280" height="411" /></a>A little boy discovers that freedom is where you find it.</div>
<p><strong><em>Room</em><br />
By Emma Donoghue<br />
336 pages; Little, Brown</strong><br />
Photo: Ben Goldstein/Studio D</p>
<div>A little boy discovers that freedom is where you find it.</div>
<p><strong><em>Room</em><br />
By Emma Donoghue<br />
336 pages; Little, Brown</strong></p>
<p>Imagine that you are 5 years old and growing up in an 11-by-11 backyard  shack. You have never been outside, you sleep in a makeshift closet,  and the only other human being you&#8217;ve ever met is your mother. That&#8217;s  the lot of little Jack, the narrator-hero of Emma Donoghue&#8217;s <em>Room</em>,  a novel so disturbing that we defy you to stop thinking about it, days  later. While Jack only vaguely understands how he and Ma got here, his  commentary reveals that he was born in this tiny room to Ma and her  kidnapper, who still comes by to rape her at night. Nevertheless, in  some twisted way, mother and son have a model relationship: They are  fiercely attached, have &#8220;normal&#8221; conversations and arguments, and  rituals for meals, bathtime, and games. In fact, it is only after they  successfully engineer a thrilling escape that Jack&#8217;s life becomes  unsettled; like all children, he begins to long for what he had, what he  thought was a regular life. This blend of allegory and true crime  (Donoghue has said she was influenced by several recent news stories) is  beautifully served by Jack&#8217;s wise but innocent voice: When he bangs his  head on a faucet, he hears, &#8220;Careful&#8221;—and wonders, &#8220;Why do persons only  say that after the hurt?&#8221; And while a first-person, child-narrated tale  can sometimes feel like a gimmick, the enviable trick here is that  Donoghue makes you want to stay with Ma and Jack, whether they&#8217;re in  their own private prison or out in the so-called free world</p>
<p><a href="http://poconowomentoday.com/wp-content/uploads/2010/08/THE-BLUEST-EYE-OPRAH.jpg"><img class="alignleft size-full wp-image-677" title="THE BLUEST EYE OPRAH" src="http://poconowomentoday.com/wp-content/uploads/2010/08/THE-BLUEST-EYE-OPRAH.jpg" alt="" width="90" height="69" /></a> <em>The Bluest Eye</em></p>
<div id="article_contents"><!-- #article_byline a { text-decoration:none; } --></p>
<div id="article_byline">
<div>by Toni Morrison<br />
<em> Oprah&#8217;s Book Club</em></div>
</div>
<div id="article_byline"><em>The Bluest Eye</em> is Toni Morrison&#8217;s first novel, a book heralded  for its richness of language and boldness of vision. Set in the author&#8217;s  girlhood hometown of Lorain Ohio, it tells the story of black,  eleven-year-old Pecola Breedlove. Pecola prays for her eyes to turn blue  so that she will be as beautiful as beloved as all the blond, blue-eyed  children in America. In the autumn of 1941, the year the marigold in  the Breedloves&#8217; garden do not bloom. Pecola&#8217;s life does change—in  painful, devastating ways. With its vivid evocation of the feat and  loneliness at the heart of a child&#8217;s yearning, and the tragedy of it&#8217;s  fulfillment, <em>The Bluest Eye</em> remains on of Toni Morrison&#8217;s most powerful, unforgettable novels—and a significant work of American fiction.</div>
<div></div>
<div></div>
<div><a href="http://poconowomentoday.com/wp-content/uploads/2010/08/THE-WIDOWERS-TALE-OPRAH1.jpg"><img class="alignleft size-full wp-image-680" title="THE WIDOWER'S TALE OPRAH" src="http://poconowomentoday.com/wp-content/uploads/2010/08/THE-WIDOWERS-TALE-OPRAH1.jpg" alt="" width="280" height="411" /></a></div>
<div></div>
<div><strong><em>The Widower&#8217;s Tale</em><br />
By Julia Glass<br />
416 pages; Pantheon</strong></p>
<p>Some books grab you from the first page. Julia Glass&#8217;s novel, <em>The Widower&#8217;s Tale</em>,  lightly touches you on the shoulder and requests your kind attention to  an enchanting story of familial bonds and late-life romance. Expect to  be infatuated with Glass&#8217;s protagonist, 70-year-old Percy Darling, he of  the generous soul, dry wit, and courtly manners. Living alone in a  rural enclave near Boston, he clings to the emotional reticence he  cultivated after losing his wife—until he falls for the much younger  Sarah. Making love to her for the first time, he&#8217;s a poignant  combination of passion and vulnerability. &#8220;She did not, thank heaven,  tell me that I was handsome or virile or sexy. She just closed her eyes  again and wrapped herself more tightly around me.&#8221; Meanwhile, a rich mix  of other characters play out their own dramas in a leisurely fashion.  But who cares how long the journey takes when you&#8217;re in such good  company?</div>
<div></div>
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<div></div>
<div><a href="http://poconowomentoday.com/wp-content/uploads/2010/08/THE-WARMTH-OF-OTHER-SUNS-OPRAH.jpg"><img class="alignleft size-full wp-image-681" title="THE WARMTH OF OTHER SUNS OPRAH" src="http://poconowomentoday.com/wp-content/uploads/2010/08/THE-WARMTH-OF-OTHER-SUNS-OPRAH.jpg" alt="" width="280" height="411" /></a> The Dramatic Tale of Black Migration</div>
<p><strong><em>The Warmth of Other Suns</em><br />
By Isabel Wilkerson<br />
640 pages; Random House</strong></p>
<p>Between 1915 and 1970, as lynching became public spectacle, as a nicely  dressed black woman might be arrested for &#8220;acting white,&#8221; as black  sections of towns were burned down or terrorized, black sharecroppers  and surgeons quietly fled the South for New York City, Detroit,  Oakland—as far as they could possibly go. It was, as Pulitzer  Prize–winning journalist Isabel Wilkerson masterfully demonstrates in <em>The Warmth of Other Suns</em>,  this leaderless &#8220;silent pilgrimage&#8221; that brought us James Baldwin,  Miles Davis, and the forebears of Michelle Obama; it precipitated the  civil rights movement and created our cities and art forms. Wilkerson  builds her lucid analysis on the journey her parents took and on the  biographies of three who made the trip: George Swanson Starling, Robert  Joseph Pershing Foster, and Ida Mae Brandon Gladney, who fled  Mississippi for Chicago after a relative was beaten close to death for  supposedly stealing a white man&#8217;s turkeys. Each narrative becomes a rich  novella thanks to Wilkerson&#8217;s instinct for pacing and for her subjects&#8217;  idiosyncrasies. Scholarly but very readable, this book, for all its  rigor, is so absorbing, it should come with a caveat: Pick it up only  when you can lose yourself entirely.</div>
<p><img src="file:///C:/Users/TRUDIE%7E1/AppData/Local/Temp/moz-screenshot-1.png" alt="" /></p>


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		<title>What’s the big deal about the F word?</title>
		<link>http://poconowomentoday.com/2010/08/what%e2%80%99s-the-big-deal-about-the-f-word-2/</link>
		<comments>http://poconowomentoday.com/2010/08/what%e2%80%99s-the-big-deal-about-the-f-word-2/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 21:45:09 +0000</pubDate>
		<dc:creator>PoconoWomen</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[fiduciary]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[financial Reform Bill]]></category>
		<category><![CDATA[loans credit mortgage]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://poconowomentoday.com/?p=644</guid>
		<description><![CDATA[Last week the Congress passed the long debated 2,300 page Financial Reform bill, created in response to the abuses leading up to the recent financial crisis.  “Sweeping” is an understatement for this bill, as it not only creates new agencies with broad powers, it includes some 243 rules that have yet to be fleshed out. [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_649" class="wp-caption aligncenter" style="width: 170px"><a href="http://poconowomentoday.com/wp-content/uploads/2010/08/adams-wedding-etc-008.jpg"><img class="size-full wp-image-649" title="adam's wedding, etc 008" src="http://poconowomentoday.com/wp-content/uploads/2010/08/adams-wedding-etc-008.jpg" alt="" width="160" height="120" /></a><p class="wp-caption-text">OMG!</p></div>
<p>Last week the Congress passed the long debated 2,300 page Financial Reform bill, created in response to the abuses leading up to the recent financial crisis.  “Sweeping” is an understatement for this bill, as it not only creates new agencies with broad powers, it includes some 243 rules that have yet to be fleshed out.</p>
<p>The biggest thing to come out of the bill is the creation of the Bureau of Consumer Financial Protection, which will have a $550 million budget (the FDA budget is $784 million by reference) to oversee any number of financial products such as mortgages and credit cards.  Notably, the auto industry lobbied out of regulation by the agency, and pawn brokers are also exempt (I know, I don’t make sense of it, I just report it). The agency will have broad responsibilities that have not quite been defined yet.  It will be headed by a single person rather than a board.  Elizabeth Warren, a consumer advocate currently serving as chair of the Congressional Oversight Panel, is a top candidate for the position, although others are being considered as well.  In my opinion, Elizabeth Warren is a champion of middle class consumer protection and would do a great job.  She may even replace Ralph Nader as my favorite celebrity.</p>
<p>The bill does contain some specific protections and changes for consumers:  now if you are rejected for a loan, or offered an interest rate that is too high, you may see the credit score the lender used (in the past you were entitled to a free copy of your credit report, but had to pay for your credit score).  Prepayment penalties will be a thing of the past for adjustable rate and complex mortgages.  No income verification loans will also be history; lenders will be required to verify income.  Mortgage originators will not be allowed to earn bonuses based on the type of loan you choose, eliminating financial incentive to put you into a riskier loan.  While these reforms are good, and make credit safer, they may also have the effect of making credit harder to get, as it will be less profitable for lenders.  On the retail end, merchants will be allowed to give a discount for cash or debit cards, but not for choosing one type of credit over another, such as a discount to use Visa vs. American Express.  However, merchants can impose a $10 minimum or less for debit card purchases.  If you are a shareholder in a corporation, you will now be given the opportunity to vote on executive compensation.  But companies don’t actually have to listen (refer to comment about pawn brokers above).</p>
<p>One provision I’m very pleased about:  the bill creates an Office of Financial Literacy, which aims to educate people to protect them from becoming victims of financial abuse.  And a provision I’m not so sure about:  the Office of Financial Research, which, in the name of monitoring Wall Street, will be a central repository of financial transaction records the agency deems necessary to look for systemic risk.  It is not clear exactly what records will be kept and who will have access to them.  Could your ATM receipts end up there?  We’ll have to see.</p>
<p>The Office of Financial Research is part of the Financial Stability Oversight Council, which could require financial institutions to keep higher capital requirements if the council sees a problem.  The council will monitor companies that become “too big to fail,” and impose stricter regulation upon them.  Should it appear that a company’s health is seriously suffering, the government will have the ability to liquidate the company and pass the cost along to the industry.</p>
<p>Now, about that “F word;” I’m talking about Fiduciary.  For months, the Financial Planning Coalition has been working behind the scenes to include a fiduciary requirement for financial advisors in this bill.  It has faced opposition from brokers and the insurance industry, and ultimately was included only as a call for the SEC to study the issue for six months, make recommendations, and impose a fiduciary responsibility on financial professionals if it chooses.</p>
<p>What is a fiduciary, and what is the big deal?  According to The Committee for the Fiduciary Standard, fiduciaries:</p>
<p>•  Put the client’s best interests first</p>
<p>•  Act with prudence; that is, with the skill, care, diligence and good judgment of a professional</p>
<p>•  Do not mislead clients; provide conspicuous, full and fair disclosure of all important facts</p>
<p>•  Avoid conflicts of interest</p>
<p>•  Fully disclose and fairly manage, in the client’s favor, any unavoidable conflicts</p>
<p>Currently, Certified Financial Planners™ and Registered Investment Advisors are held to a fiduciary standard, while brokers and registered representatives are held to a suitability standard (must act in a way that is suitable for client vs. best for client).  This is not to say that no brokers or registered representatives act in the best interest of their clients, but only that they are not required to.  The debate centers around whether or not <em>all</em> who hold themselves out to be financial advisors, whether representatives, insurance agents, or planners, should be held to a fiduciary standard, or if instead there should be some demarcation between the two.  In my opinion, it would be difficult to change the way the industry does business by requiring all to adhere to a fiduciary standard; if a no-load (no sales charge) mutual fund is best for a client, but the company gets paid by selling mutual funds with sales charges, as a fiduciary would that representative then send his or her client to Vanguard?  That doesn’t make sense to me.  What would make sense would be full disclosure that the advisor is in a sales position with the company, making a sale rather than giving ongoing advice, and held to a suitability standard, so that the consumer would have clear expectations about the transaction.  However, if a financial professional acts in the capacity of giving advice, rather than information about a product, I do believe a fiduciary standard of care should be required.  It will be interesting to see what the SEC recommends.</p>
<p><em>Erin Baehr is a Certified Financial Planner™, and the owner of Baehr Family Financial (www.baehrfinancial.com), a fee-only financial planning firm in Stroudsburg.  She can be reached at 223-1550.</em></p>


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		<title>The Circle of Power bracelet now available online!</title>
		<link>http://poconowomentoday.com/2010/07/the-circle-of-power-bracelet-now-available-online/</link>
		<comments>http://poconowomentoday.com/2010/07/the-circle-of-power-bracelet-now-available-online/#comments</comments>
		<pubDate>Sun, 25 Jul 2010 19:14:56 +0000</pubDate>
		<dc:creator>PoconoWomen</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Fashion]]></category>
		<category><![CDATA[bracelet]]></category>
		<category><![CDATA[Circle of Power]]></category>
		<category><![CDATA[Gaia]]></category>
		<category><![CDATA[Greek Goddess]]></category>
		<category><![CDATA[swarovski crystals]]></category>

		<guid isPermaLink="false">http://poconowomentoday.com/?p=581</guid>
		<description><![CDATA[PoconoWomen&#8217;s Circle of Power bracelet is composed of clear Swarovski crystals and dark blue Swarovski pearls with the dangling, silver charm Gaia, Greek Goddess of the Earth. The bracelet is available for a limited time only and for as long as supply lasts. This bracelet is lovingly assembled by the clients of Allied Services and [...]]]></description>
			<content:encoded><![CDATA[<h3 style="text-align: center;"><a href="http://poconowomentoday.com/wp-content/uploads/2010/07/PoconoWomens-Power-bracelet5.jpg"><img class="alignleft size-full wp-image-599" title="PoconoWomen's Power bracelet" src="http://poconowomentoday.com/wp-content/uploads/2010/07/PoconoWomens-Power-bracelet5.jpg" alt="" width="640" height="480" /></a></h3>
<h3>PoconoWomen&#8217;s Circle of Power bracelet is composed of clear Swarovski crystals and dark blue Swarovski pearls with the dangling, silver charm Gaia, Greek Goddess of the Earth. The bracelet is available for a limited time only and for as long as supply lasts.</h3>
<h3>This bracelet is lovingly assembled by the clients of Allied Services and a portion of the profits from each bracelet sold is being donated to Allied Services.</h3>
<h3>Cost: $25.00 includes tax. Shipping and handling are extra. Be sure to include your name and mailing address.</h3>
<form action="https://www.paypal.com/cgi-bin/webscr" method="post">
<input alt="PayPal - The safer, easier way to pay online!" name="submit" src="https://www.paypal.com/en_US/i/btn/btn_buynowCC_LG.gif" type="image" /> <img src="https://www.paypal.com/en_US/i/scr/pixel.gif" border="0" alt="" width="1" height="1" /></form>
<form action="https://www.paypal.com/cgi-bin/webscr" method="post"> </form>
<p style="text-align: left;">
<p style="text-align: left;"><strong>To pay by check:</strong> Please make checks payable to : PoconoWomen, PO Box 343, Sciota, PA 18354.</p>
<h1 style="text-align: center;"><strong>Order yours today! A Great Gift Idea!</strong></h1>
<p style="text-align: center;"><strong>Questions? Email me at info@poconowomen.com Use &#8220;Bracelet&#8221; in the message line.<br />
</strong></p>


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		<title>Need office space?</title>
		<link>http://poconowomentoday.com/2010/07/need-office-space/</link>
		<comments>http://poconowomentoday.com/2010/07/need-office-space/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 14:45:10 +0000</pubDate>
		<dc:creator>PoconoWomen</dc:creator>
				<category><![CDATA[Advertise]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[office space]]></category>
		<category><![CDATA[rent]]></category>
		<category><![CDATA[suite]]></category>

		<guid isPermaLink="false">http://poconowomentoday.com/?p=573</guid>
		<description><![CDATA[FOR RENT&#8230; Newly renovated 1, 2 office suite.  In town location with ample off and on street parking.  Conference room available.  Very close to major highways.  All utilities included. Call (570)-424-9100 Share this on Facebook Tweet This! Share this on LinkedIn Stumble upon something good? Share it on StumbleUpon Seed this on Newsvine Post on [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><a href="http://poconowomentoday.com/wp-content/uploads/2010/07/office-2.jpg"><img class="alignleft size-full wp-image-656" title="Computer in Cubicle ca. 2000" src="http://poconowomentoday.com/wp-content/uploads/2010/07/office-2.jpg" alt="" width="221" height="221" /></a></p>
<h3><strong> FOR RENT&#8230; Newly renovated 1, 2 office suite</strong>.  In town location with ample off and on street parking.  Conference room available.  Very close to major highways.  All utilities included.</h3>
<h4 style="text-align: center;"><strong>Call (570)-424-9100<br />
</strong></h4>


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		<title>Money &amp; Martinis are for tipping and sipping!</title>
		<link>http://poconowomentoday.com/2010/07/money-martinis-are-for-tipping-and-sipping/</link>
		<comments>http://poconowomentoday.com/2010/07/money-martinis-are-for-tipping-and-sipping/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 21:13:00 +0000</pubDate>
		<dc:creator>PoconoWomen</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://poconowomentoday.com/?p=564</guid>
		<description><![CDATA[Sipping and tipping was the evening&#8217;s main activity at Stroudsburg&#8217;s Liquid Martini Bar last Thursday. As  KNBT Stroudsburg branch manager Holley Kearns spoke about  credit card debt, the women who braved the sultry heat outdoors sipped on concoctions such as apple-tinis, chocolate-tinis and wine for wimps like me. Our first Money &#38; Martinis event was [...]]]></description>
			<content:encoded><![CDATA[<p>Sipping and tipping was the evening&#8217;s main activity at Stroudsburg&#8217;s Liquid Martini Bar last Thursday. As  KNBT Stroudsburg branch manager Holley Kearns spoke about  credit card debt, the women who braved the sultry heat outdoors sipped on concoctions such as apple-tinis, chocolate-tinis and wine for wimps like me. Our first Money &amp; Martinis event was unanimously proclaimed a smash hit! Pun Intended.</p>
<p>Holley spoke briefly about checking our credit scores at www.annual credit report.com and informed us that our score should be at least 600 for us not to be concerned . She also reminded us to get rid of those credit cards that we haven&#8217;t used in a while -unless it is a major credit card that you have had in your possession for many years. In that case, it would be a good idea to charge a little something on that good old card and establish or raise your credit rating &#8212; once you pay the bill, that is. Her suggestions were also well taken on how to create good debt, over bad debt. Good debt actually helps to build our credit rating &#8211; like buying a home, for instance. or borrowing money for a college education. Bad debt is all that junk we buy at the mall. Again, being able to pay for it all is key.</p>
<p>As Holley kept tipping us about affairs of the purse, we continued to sip and sigh and think about how to put her words into action in our own lives. That is, after we taste the french bread dip..</p>
<p>Photos of this event can be found on our Flickr button in the right hand margin of the home page. Enjoy! We did!</p>
<p>Money &amp; Martinis will be held again in September. Watch your newsletter for the date and time!This is a Members Only event, so join us for some financial fun. <img src='http://poconowomentoday.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>


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		<title>PW EVENT &#8211; Money and Martinis: Perfect Together!</title>
		<link>http://poconowomentoday.com/2010/07/pw-event-money-and-martinis-perfect-together/</link>
		<comments>http://poconowomentoday.com/2010/07/pw-event-money-and-martinis-perfect-together/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 15:04:46 +0000</pubDate>
		<dc:creator>megawattcom</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[Locally-Centered]]></category>
		<category><![CDATA[Baehr Financial]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[fun]]></category>
		<category><![CDATA[holley kearns]]></category>
		<category><![CDATA[liquid]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money and martinis]]></category>
		<category><![CDATA[poconowomen]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://poconowomentoday.com/?p=558</guid>
		<description><![CDATA[Join us for our next scheduled  &#8216;Money and Martinis&#8217; events on Thursday, September 23, 2010 at 5:30 pm at Liquid Martini Bar on Main Street in Stroudsburg. Learn some great tips in a low pressure, high &#8216;liquid&#8217; environment Erin Baehr, of Baehr Financial Planning, will be on-hand for the evening&#8217;s frivolity. =) A Members Only [...]]]></description>
			<content:encoded><![CDATA[<p>Join us for our next scheduled  &#8216;Money and Martinis&#8217; events on Thursday, September 23, 2010 at 5:30 pm at Liquid Martini Bar on Main Street in Stroudsburg.</p>
<p>Learn some great tips in a low pressure, high &#8216;liquid&#8217; environment <img src='http://poconowomentoday.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>Erin Baehr, of Baehr Financial Planning, will be on-hand for the evening&#8217;s frivolity. =)</p>
<p>A Members Only benefit: No admittance fee for members. Cash Bar.</p>
<p>To register, <a href="mailto: info@poconowomen.com">contact Trudie</a> today!!</p>


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		<title>Getting to Know You: Icebreaker Ideas and YOUR Intros Here!!</title>
		<link>http://poconowomentoday.com/2010/06/getting-to-know-you-icebreaker-ideas-and-your-intros-here/</link>
		<comments>http://poconowomentoday.com/2010/06/getting-to-know-you-icebreaker-ideas-and-your-intros-here/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 12:52:11 +0000</pubDate>
		<dc:creator>megawattcom</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[communication]]></category>
		<category><![CDATA[icebreakers]]></category>
		<category><![CDATA[introductions]]></category>
		<category><![CDATA[meetings]]></category>
		<category><![CDATA[tips]]></category>

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		<description><![CDATA[I am often complimented on my unusual icebreakers and introductions.  I think the point of networking is to get people past the initial discomfort and to really interact. Here are some interesting icebreakers to start off your next meeting or teambuilding session.  THEN, please respond to ONE of the options with YOUR answers (tell us [...]]]></description>
			<content:encoded><![CDATA[<p>I am often complimented on my unusual icebreakers and introductions.  I think the point of networking is to get people past the initial discomfort and to really interact. Here are some interesting icebreakers to start off your next meeting or teambuilding session.  THEN, please respond to ONE of the options with YOUR answers (tell us which one you&#8217;re doing, too!!)</p>
<p>Thanks!</p>
<p><a href="http://poconowomentoday.com/wp-content/uploads/2010/03/bar44.gif"><img class="aligncenter size-medium wp-image-226" title="bar44" src="http://poconowomentoday.com/wp-content/uploads/2010/03/bar44-300x4.gif" alt="" width="300" height="4" /></a></p>
<p>1. Story of My Life</p>
<div>
<p>You have just been given a contract to write your autobiography for a  major publishing company.  Your agent Harry Hardnose is anxious to get  to press.  He has decided to help you get started with a few probing  questions.</p>
<ol>
<li>First, take a piece of flipchart paper and fold it in half and then  in half again to form a book.</li>
<li>Choose the title of a popular song for the name of your book.  Write  that title on the front cover.</li>
<li>On the inside of the front cover (page two), list a table of  contents.</li>
<li>Name of the place where you were born</li>
<li>Description of your first job</li>
<li>Number of years you have been working for your company</li>
<li>On page three, draw a picture of your family.</li>
<li>On the back cover of the book, draw a picture of what you plan to do  when you retire.  Where will you go?  Who will you go with?  Etc.</li>
</ol>
<p>Materials Needed</p>
<p>Paper<br />
Markers</p>
<p>Time</p>
<p>Allow five to ten minutes for setup, and drawing.  When all books are  complete, have people tell their story, using the book as a visual  aid.  Depending on the size of the group, you may want to debrief in  smaller groups.  If possible, leave the books in a central location  during your training to encourage further introductions and discussions.</p>
<p>Variations</p>
<ul>
<li>Change the focus of the pages of the book.  For instance, most  exciting moment, favorite food, most exciting vacation, etc.  Be careful  not to make any of the questions too personal.  The idea is to open  people up, not shut them down.</li>
</ul>
<hr />2. What&#8217;s Cooking?</p>
<p>Your family (group) just inherited a successful restaurant from Chef  Charlie, a long lost relative.  The only problem: Charlie was very  disorganized.  The only recipes you have found are on torn strips of  paper.  You have to make sense of it all and quickly!  The restaurant is  opening tonight, and you have to have the food ready.</p>
<ul>
<li>Each member of the group will be given part of recipe (an  ingredient, instruction, etc.).</li>
<li>Your job is to put yourselves in order as quickly as possible.  Your  recipe must make sense.</li>
<li>When your group is done, loudly announce “bon appetite” to signal  the end of the game.</li>
</ul>
<p>Materials Needed</p>
<p>Several Small Prizes for the Winning Team</p>
<p>Cut Recipes (Separate the Title, Ingredients, Instructions, Etc.)</p>
<p>Time</p>
<p>Allow ten to 12 minutes for the game.  Once a team calls “bon  appetite,” have them introduce themselves and read their recipe in  order.</p>
<p>Variations</p>
<ol>
<li>For an added challenge, this game can be made considerably more  difficult if groups are not pre-designated before the recipe pieces are  distributed.  Participants must then not only find the correct order but  the correct recipe as well.</li>
</ol>
<hr />3. ABCs of Me</p>
<p>You have been hired by the Creative Classroom Company to illustrate a  poster to help children learn their ABCs.  By happy coincidence, you  and your first name are the subject of the poster!</p>
<ol>
<li>First, take a piece of flipchart paper and write your name  vertically down the left side.</li>
<li>Next, choose a word that starts with each letter of your name.  The  word should describe something about you.  Write those words  horizontally across the paper, using the letters of your name as the  first letter of each descriptive word.</li>
<li>After you have listed your words, draw an accompanying picture to  illustrate each.</li>
<li>When you are finished, tape your poster to the wall.</li>
</ol>
<p>Materials Needed</p>
<p>Paper<br />
Markers<br />
Tape</p>
<p>Time</p>
<p>Allow five to ten minutes for setup and drawing.  When all posters  are complete, have people introduce themselves using their name  drawing.  Depending on the size of the group, you may want to debrief in  smaller groups.  If possible, leave the drawings posted throughout your  training session.</p>
<p>Variations</p>
<ul>
<li>Narrow the focus of the words.  For instance, all words must be  adjectives, nouns, or verbs related to work, related to foods you like,  etc.</li>
</ul>
<hr />4. I Remember</p>
<p>You and the others in your group are about to revisit the past and  take a trip down “Memory Lane.”</p>
<ol>
<li>First, get a coin.</li>
<li>Next, look at the year on the coin.  Take a minute to think about  what you were doing when that coin was minted.  Were you in school?   Were you a child?  Where did you work?  Were you married?  Where did you  live?  What was going on in your life at that time?  What was the music  of the day? Etc.  (If you were not yet born or prefer not to discuss  your life during the year selected, choose another coin.)</li>
<li>After you have had some time to remember where you were, you are  ready to play the game.  Your goal is to find someone with a coin that  was minted at least two years before or after yours.  Ultimately, your  goal is to have the oldest coin in the room.</li>
<li>Once you have found a partner, take three minutes to tell each other  about your moments in time.  When you are finished, each of you flip  your coin.  Reveal the results of your toss to your partner.  If they  are alike (both heads or tails) exchange coins.  If they differ, keep  your original coin.</li>
<li>Repeat the process up to three times as designated by the  facilitator.</li>
</ol>
<p>Materials Needed</p>
<p>Coins<br />
Prize</p>
<p>Time</p>
<p>Allow five minutes for setup.  Allow five minutes for each round.  At  the end of all rounds, call each year in order and ask each participant  to stand and give his or her name.  Award a prize to the holder of the  oldest coin.</p>
<p>Variations</p>
<ul>
<li>Use your own coins to ensure an even distribution of years.</li>
<li>If using your own coins, incorporate a piece of corporate history  with each.  Research a fact or figure about each year of your business  and include it with the corresponding coins.  When the participants  exchange their own information, they can also share a piece of the  corporate history.  When debriefing, call each year in order and ask the  participant with the year called to read his or her fact.</li>
</ul>
<hr />
<div>
<p>5. Six Degrees of Separation</p>
</div>
<p>It happens all of the time: we meet someone who knows someone we  know.  It’s a small world, that’s for sure.  The object of this game is  to see how small the world really is.</p>
<ol type="1">
<li>First, find a partner.  Introduce yourselves and make a list of five  to ten things that you have in common with each other: where you went  to school, year you were born, number of years with the company, food  likes, sports likes, etc.</li>
<li>Once you have completed your first list, you must find someone else  in the room that also has one of those five to ten things in common with  you.  When you have found that person, repeat step one and develop a  new list.</li>
<li>Repeat step two.</li>
<li>Continue until you have met five other people or time is called by  the facilitator.</li>
<li>A prize will be given to the first person able to complete the  game.  When you are done, let the facilitator know that you have  finished.</li>
</ol>
<p>Materials Needed</p>
<p>Prize</p>
<p>Time</p>
<p>Allow approximately 15 &#8211; 20 minutes for game.  Once most people have  finished, call time.  Ask your winner to reveal his/her chain of  separation by introducing those interviewed.</p>
<hr />
<div>
<p>6. Scavenger Hunt</p>
</div>
<p>You are about to begin a scavenger hunt with several members of this  training group.  The object of the game is to collect all of the items  listed below as quickly as possible.  You may talk with anyone in the  group.  You may not leave the room.  You must associate each item with  the person who gave it to you.  You may not get more than two items from  any one person.  Once the facilitator has assigned groups, you may  begin play.  When your team is finished, your team should loudly  announce the phrase “hunt over” to the rest of the group.  Be prepared  to say where you got each item.  A prize will be awarded to the team  that finishes first.</p>
<ol>
<li>A Driver’s License</li>
<li>A Family Photo</li>
<li>A Store Receipt</li>
<li>A 1979 or Earlier Penny</li>
<li>A Piece of Candy</li>
<li>A Ballpoint Pen</li>
<li>A Lipstick</li>
<li>A Planner, Palm Pilot, Calendar, or Other Organizer</li>
<li>A Drink</li>
<li>A Coffee Cup</li>
<li>A Marker</li>
<li>A Piece of Candy</li>
<li>A Store Credit Card</li>
<li>A Pair of Glasses</li>
<li>A Magazine or Book</li>
</ol>
<p>The list of hunt items should be reviewed by the facilitator before  the game begins in order to make sure that all items are available.</p>
<p>Materials Needed</p>
<p>Several Small Prizes for the Winning Team</p>
<p>Time</p>
<p>Allow 10 &#8211; 12 minutes for the game.  Once a team calls “hunt over,”   have them review each of the items, where they got them, and from whom.</p>
<p>Variations</p>
<ul>
<li>Instead of using actual items, list activities and facts as the  items to find.  For instance, “plays piano.”  The object of the game is  to find someone who plays the piano and associate the person’s name with  that item.</li>
</ul>
<hr />
<div>
<p>7. Tattoo</p>
</div>
<p>You have just arrived at Tony’s Tattoo Parlor for a tattoo.   Tony is  competing for “Tattoo King of the Year,” a contest sponsored by Needle  Knows magazine.  Every design is a potential entry, and Tony wants each  of his tattoos to say something about the person wearing them.  From  you, he needs a little inspiration and a design before he can start his  work.  Tony is excellent at lettering, animals, characters, band logos,  maps, etc.</p>
<ol>
<li>On your piece of paper, you are to design a rough tattoo that  reveals something about yourself, your work, your hobbies, or your  family, in order to help get Tony’s creative juices flowing.</li>
<li>You must also make a note about how big the tattoo should be and  where you will have it applied.</li>
</ol>
<p>Materials Needed</p>
<p>Paper<br />
Tape<br />
Markers</p>
<p>Time</p>
<p>Allow five to ten minutes for setup, drawing, and posting designs on  the wall.  Depending on the size of the group, you may want to debrief  in smaller groups.  If possible, leave the designs posted throughout  your training to encourage further introductions and discussions.</p>
<p>Variations</p>
<ul>
<li>Narrow the scope of the tattoo design: what you do at work, an  animal most like you, favorite song, favorite band, adjective that best  describes you, etc.</li>
<li>Divide your group in two.  For round one, assign one group the role  of Tony and the other group the role of the customer.  Each customer  must find a Tony and tell him about the design they would like and why.   Tony is to draw a design, asking questions as he or she goes.  After  the first set of designs is complete, the groups reverse roles.  To  encourage additional interaction, ask the customers to “shop around” and  find another partner to work with.  To debrief, let each Tony describe  what he or she drew and for whom.</li>
</ul>
<hr />
<div>
<p>8. Storyteller</p>
</div>
<p>You are about to stretch your storytelling skills with the help of  others in the group designated by the facilitator.  You will incorporate  facts about yourself into a story that could just go anywhere.</p>
<p>First, write down the name of …</p>
<ol>
<li>something you would see in a store.</li>
<li>something you would buy as a gift for your mother.</li>
<li>your favorite sport</li>
<li>your favorite celebrity.</li>
<li>a crime.</li>
<li>your favorite restaurant.</li>
<li>a tourist attraction.</li>
<li>a profession.</li>
<li>the name of someone in the room.</li>
</ol>
<p>The facilitator will begin the story with, “Once upon a time, I found  the most unusual thing.”  The next person is to fill in the next piece  of the story.  The object of the game is to incorporate as many of the  items as you can from those listed above.  No one can say more the two  sentences at a time.  Turns must be taken in order.  To win, you must  incorporate all of your words and then conclude the story.  Everyone  must get an opportunity to “write” from their imagination at least twice  before the story can end.</p>
<p>Materials Needed</p>
<p>Prize</p>
<p>Time</p>
<p>Allow ten to 20 minutes for the game.  If the group is large,  consider breaking into smaller subgroups or reducing the number of  incorporated words required to win.  For instance, you must work in five  words from those listed in part one.</p>
<p>Variations</p>
<ul>
<li>You can easily tailor this game by changing the questions in part  one to better match your industry, company, etc.</li>
</ul>
<hr />9. Trait Trader</p>
<p>You have just taken a job as a trait trader in the fictitious  exchange, the Personality Market.  You are a new executive, and it is  very important to you that you do well in your new job.  To do so, you  must trade wisely and end the game with a trait that applies to you.</p>
<ol>
<li>In a moment, you will be given a piece of paper (trade slip) with a  personality or character trait written on it (e.g. tall, creative,  adventurous, quiet, etc.) Write your name on the slip.</li>
<li>You must trade your slip with someone else.  If your new trait also  applies to you, write your name on that slip.  If not, move to step  three.</li>
<li>Trade again.  Your goal is to end up with a trait that applies to  you and to have written your name on more slips than anyone else.</li>
<li>When the facilitator calls out “exchange closed,”  the game is over.</li>
<li>You may stop trading before the exchange closes.  Remember, your  goal is to end up with a trait that applies to you and to have written  your name on more slips than anyone else.</li>
</ol>
<p>Materials Needed</p>
<p>Prize</p>
<p>Trait Slips (Consider: Over 5’8”, Born in the 70s, Red Hair, Curly  Hair, Athlete, Creative, Talkative, Adventurous, Quiet, Bossy,  Demanding, Funny, Dare Devil, etc.)  You design the slips based on your  group.  Remember to be sensitive to age, gender, etc.</p>
<p>Time</p>
<p>Allow 12 &#8211; 15 minutes for the game and then call “exchange closed.”   Next, ask everyone to turn their trait slip to the side that holds the  names of the traders.  Ask your first trader to say his or her name and  to read his or her trait, stating whether or not it is true about them.   Then, ask the others in the group to raise their hands if the trader’s  name appears on their trade slips.  Count the hands.  Move to the next  trader and repeat.  When done, award the prize to the trader with the  most slips signed who has a trait that describes him or her on the final  slip.</p>
<hr />
<div>
<p>10. Race for the Truth</p>
</div>
<p>You and the other “runners” in the room are about to embark on a race  for the truth.  Your goal is to cross the finish line as quickly as  possible by truthfully answering questions about yourself as you follow  the facilitator’s directions.</p>
<ol>
<li>Line up on the starting line as directed by the facilitator.</li>
<li>In a moment you will hear a statement.  If it is true about you,  move forward one step.  If it is false, remain at the finish line.</li>
<li>Once all first moves have been made, the facilitator will make  another statement.  Again, if it is true, move forward one step.  If it  is false, remain on the starting line if you have not yet advanced.  If  you have advanced past the starting line, take one step back.</li>
<li>Repeat step three until the first “runner” completes the race.</li>
</ol>
<p>Materials Needed</p>
<p>2 Long Pieces of String for the Start and Finish Lines</p>
<p>List of Statements Related to The Group (e.g. “I have worked here  more that one year.” “I think we have too many meetings around here.” or  “I understand xyz aspect of my job.”</p>
<p>Time</p>
<p>Allow five to ten minutes for this activity.</p>
<p>Variations</p>
<ul>
<li>Narrow the scope of the statements to relate to issues at work,  materials being covered, etc.</li>
</ul>
<hr />
<div>
<p>11. Candy Confessions</p>
</div>
<p>You have just taken a job as a candy tester in the Candy Confessions  factory.  What makes this candy different from other candy is that each  flavor is associated with a fact about you. Your job is to select and  “test” four different candies from a bowl/box that will circulate among  all testers.</p>
<ol>
<li>Choose four candies from the bowl without looking.  In a moment, a  key code will be revealed, indicating which truths you should tell.</li>
<li>Once the code has been revealed you may begin your confession.</li>
</ol>
<p>Materials Needed</p>
<p>Basket of Candy</p>
<p>Key Code (e.g. Kit Kats = Favorite Movie, Favorite Magazine, Favorite  Song, or Favorite Book, Krackle = Favorite Vacation Spot, Place You  Would Like To Visit, Place You Would Least Like To Visit, or Worst  Vacation, Lollipop =Number of Years in Current Position, Where You Work,  What You Do, or Brief Description of First Job, Gum Drops = Something  About Where You Live, Something About Where You Grew Up, Something About  Your Family, Something About Your Town/City, Kisses = Wildcard [tell us  anything])</p>
<p>Time</p>
<p>Allow ten to 20 minutes for the entire process.</p>
<p>Variations</p>
<ul>
<li>Allow people to take as many candies as they like from the basket  and reveal something random about themselves for each candy they take.</li>
<li>Use a ball of string.  Allow each person to take as much as they  like.  For each inch, they must reveal something about themselves.   (Additional material: string, scissors, and ruler)</li>
</ul>
<hr />
<div>
<p>12. True or False</p>
</div>
<p>You have just entered a new society of truth-tellers and liars.  You  and the others sometimes tell the truth and sometimes lie. The key to  this society is knowing when you are being lied to and when you are  being told the truth.</p>
<p>Partners must guess if a statement is the truth or a lie.  If both  players are correct, move on.  If both are incorrect, move on.  If one  is correct and one is wrong, the wrong person is out.</p>
<ol>
<li>First, flip a coin. If it reveals “heads,” you tell truth; if  “tails,” you lie.</li>
<li>Find a partner, swap stories.  Your partner must then guess if you  told the truth or a lie.  If both are correct,  move on. If both are  incorrect, move on.  If one is correct and one wrong, the person who  guessed incorrectly is out.</li>
<li>Move on and repeat steps one and two until one person remains and is  declared the winner.</li>
</ol>
<p>Materials Needed</p>
<p>Prize</p>
<p>Extra Coins</p>
<p>Time</p>
<p>Allow ten to 20 minutes to play the game, depending on the size of  the group.  Award a prize to the person who remains standing.</p>
<hr />
<div>
<p>13. The Magic Lamp</p>
</div>
<p>You and your team have just found a lamp.  You rub it, and surprise!   A genie appears.  The genie grants you three wishes.  You are allowed  to make three changes at work. You may change yourself, your boss, your  job, the people around you, etc.</p>
<ol>
<li>The facilitator will soon divide you into groups of three to five  people and give your team a piece of flipchart paper and a marker.</li>
<li>Once you have your materials, design your wish list for your genie.   When you are finished, post it on the wall.</li>
</ol>
<p>Materials Needed</p>
<p>Flipchart Paper</p>
<p>Markers</p>
<p>Time</p>
<p>Allow five to ten minutes for setup, writing, and posting lists on  the wall.  Allow five minutes for debriefing. If possible, leave the  lists posted throughout your training to encourage further introductions  and discussions.</p>
<hr />
<div>
<p>14. Totem Truths</p>
</div>
<p>In the past, a totem pole was carved for several reasons; for  example, to honor a deceased elder who was important to the carver, to  show the number of rights and names a person had acquired over his or  her lifetime, or to document an encounter with the supernatural.  Today,  totems are carved not only for those reasons but also to tell the story  about the person commissioning the pole.  You and your team are about  to design a totem pole to discover your group’s strengths and  weaknesses.</p>
<ol>
<li>In a moment, the facilitator will divide you into teams. Each of you  will be handed a piece of cardboard and a list of totems.  You are to  design a totem figure that best represents your strengths in the group.   You may use one of the totem symbols given or make up your own.</li>
<li>Once you have completed your drawing, you and your team will tape  them one on top of the other on a portion of the wall.  Be prepared to  explain your strength to the group.</li>
</ol>
<p>Materials Needed</p>
<p>8.5” x 11” Cardboard Piece for Each Participant</p>
<p>Markers</p>
<p>List of Animal Totems (pages following)</p>
<p>Time</p>
<p>Allow 20 minutes for the entire process.</p>
<p>This exercise is excellent for teambuilding.</p>
<p>Variations</p>
<ul>
<li>Ask each group to design a group crest, similar to a family crest.   The only disadvantage to this versus the totem is that the groups are  static.  With the totems, you can reorganize the groups and have them  rebuild the poles throughout the day’s activities.</li>
</ul>
<p>Too Many Cooks</p>
</div>
<div>
<p>SYMBOLS<br />
Alligator &#8211; Maternal and  vengeful<br />
Ant  &#8211; Group minded, patient, active, and industrious<br />
Antelope   &#8211; Active, agile, and willing to sacrifice<br />
Armadillo  &#8211; Safety  oriented and cautious<br />
Badger  &#8211; Courageous, aggressive, healing and  energizing<br />
Bat  &#8211; Regenerative and long living<br />
Bear &#8211; Industrious,  instinctive, healing, powerful, sovereign, protective of the world, and  strong<br />
Beaver  &#8211; Determined, strong-willed, constructive, and  protective<br />
Bee  &#8211; Organized, industrious, productive, wise, social,  celebratory, and enthusiastic about life<br />
Buffalo  &#8211; Sacred and strong<br />
Butterfly   &#8211; Metamorphic and transformative<br />
Cat &#8211; Protective, detached,  sensual, mysterious, magical, and independent<br />
Cheetah  &#8211; Swift,  insightful, and focused<br />
Cow &#8211; Nurturing and maternal<br />
Coyote  &#8211;   Intelligent, stealthy, tricky, and mischievous<br />
Crane &#8211; Solitary,  just, enduring, independent, intelligent, and vigilant<br />
Crow  &#8211;  Law  enforcing, shape shifting, changeable, creative, spiritual, energetic,  and just<br />
Deer  &#8211; Intellectual, gentle, caring, kind, subtle,  graceful, feminine, gentle, and innocent<br />
Dog  &#8211; Noble, faithful,  loyal, trainable, protective, and guiding<br />
Dolphin  &#8211; Kind, prudent,  capable of deep emotion, wise, and happy<br />
Dragon  &#8211; Enduring,  infinite, wise, powerful, and fiery<br />
Dragonfly  &#8211; Flighty,  carefree,  and strongly imaginative<br />
Eagle  &#8211; Divine, sacrificing, intelligent,  courageous, spiritually illuminated, healing, and daring<br />
Elephant  &#8211;  Strong, powerful, and wise<br />
Elk &#8211; Strong and agile, proud,  independent, pure, and noble<br />
Falcon  &#8211; Adventurous, passionate, and  leading<br />
Fish &#8211; Graceful<br />
Fox &#8211; Cunning, agile, quick-witted,  diplomatic, wild; feminine in its magic of camouflage, shape-shifting  and invisibility<br />
Frog  &#8211; Cleansing, transformative, sensitive,  medicinal, undiscernibly beautiful and powerful<br />
Gazelle  &#8211; Aggressive<br />
Goose   &#8211; Self-demanding, reliable, prudent, rigid, vigilant, parental, and  productive<br />
Hawk  &#8211; Informative, intuitive, victorious, healing,  noble, cleansing, visionary, and protective<br />
Horse – Independent,  enduring, mobile, terrestrial, powerful, and free<br />
Hummingbird  &#8211;  Portentous, timeless, healing, and combative<br />
Jaguar  &#8211; Chaotic and  shape shifting<br />
Lion  &#8211; Family-oriented, strong, energetic,  courageous, and protective<br />
Lizard – Conservational and visionary<br />
Llama   &#8211; Comforting to others<br />
Lynx  &#8211; Discrete, protective, and guiding<br />
Moose  &#8211; Headstrong, enduring, steadfast, and wise<br />
Mouse  &#8211; Observant,  orderly, organized, and detail oriented<br />
Opossum  &#8211; Diversionary,  strategic, and deceptive<br />
Otter  &#8211; Playful, friendly, dynamic, joyful,  helpful, and generous<br />
Owl  &#8211; Deceptive, clairvoyant, insightful,  informative, detached, wise, changeable, and silent<br />
Ox &#8211; Sacrificing  and self-denying<br />
Peacock  &#8211; Immortal, dignified, and self-confident<br />
Porcupine   &#8211; Innocent, companionable, and trustworthy<br />
Rabbit  &#8211; Fearful, timid,  nervous, humble, fertile, intuitive, balanced, and fertile.<br />
Raccoon   &#8211; Curious and clean<br />
Raven  &#8211; Introspective, courageous,  self-knowing, healing, protective, tricky, and magical<br />
Salmon  &#8211;  Proud, intense, confident, wise, inspiring, and rejuvenating<br />
Seahorse   &#8211; Confident and graceful<br />
Seal &#8211; Loving, desirous, imaginative,  creative, and dreamy<br />
Shark  &#8211; Predatory, enduring, and adaptable<br />
Skunk   &#8211; Noticeably present, and strong<br />
Snake  &#8211; Impulsive, shrewd,  transformative, healing, energetic, and wise<br />
Squirrel  &#8211; Organized  and gathering<br />
Stag &#8211; Sovereign, regenerative, giving of bounty,  beauty, and mystical signs.<br />
Swan  &#8211; Graceful, balanced, innocent,  soulful, loving, beautiful, self-possessed<br />
Tiger &#8211; Strong, valorous,  powerful, and energetic<br />
Turkey &#8211; Generous, life-giving, and  self-sacrificing<br />
Turtle &#8211; Nurturing, shy, and protective<br />
Weasel  &#8211;  Strong, energetic, ingenious, and stealthy<br />
Whale – Wise and giving<br />
Wolf   &#8211; Loyal, persevering, successful, intuitive, trainable, ritualistic,  and spirited<br />
Woodpecker  &#8211; Sensitive, protective, and loyal</p>
<hr /></div>
<div>
<div>
<p>15. Definitions</p>
</div>
<p>You have just taken a job at a dictionary company.  You are  responsible for editing a new edition.  The only problem is that some of  the computers went on the fritz and wiped out various definitions.  You  have decided to “wing it” and make up definitions for the words of  which you don’t know the meaning.</p>
<ol type="1">
<li>In a moment, you will be handed a card.  It will contain either a  word or a word and a definition.</li>
<li>If you received a “word only” card, you must make up a definition.</li>
<li>If you received a definition card, you must explain the definition  without reading the card.</li>
<li>The object of the game is for the others in the group to spot the  real definition of the word.</li>
<li>You may not vote on your own word.</li>
</ol>
<p>Materials Needed</p>
<p>Small Prizes</p>
<p>Index Cards with Words</p>
<p>Index Cards with Definitions of Lesser-Known Words (See Example)</p>
<p>Brobdingnagian \brahb-ding-NAG-ee-uhn\, adjective:<br />
Colossal; of  extraordinary height; gigantic. &#8212; as a noun: a giant. [Often misspelt  Brobdignagian.]</p>
<ol>
<li>&#8220;The final triumph of my Brobdingnagian persecutor.&#8221; &#8211;William  Godwin, The Enquirer</li>
<li>&#8220;A brand-new brobdingnagian hotel.&#8221; &#8211;Benjamin Disraeli, Lothair</li>
<li>&#8220;Known to our Brobdingnagian intelligence as grains of sand.&#8221;  &#8212;Grant Allen</li>
</ol>
<p>Time</p>
<p>Allow 5 minutes for preparation.  Allow 10 minutes to play the game.   Award small prizes to the people who guess the most correct answers.</p>
<p>Visit this original article<a href="http://www.businesstrainingworks.com/Train-the-Trainer/Icebreakers-Free.html"> here</a>.</p>
</div>


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		<title>East Stroudsburg University Students Create Pocono Good On-Line Magazine</title>
		<link>http://poconowomentoday.com/2010/06/east-stroudsburg-university-students-create-pocono-good-on-line-magazine/</link>
		<comments>http://poconowomentoday.com/2010/06/east-stroudsburg-university-students-create-pocono-good-on-line-magazine/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 12:40:01 +0000</pubDate>
		<dc:creator>megawattcom</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Locally-Centered]]></category>
		<category><![CDATA[esu]]></category>
		<category><![CDATA[pocono goods]]></category>
		<category><![CDATA[publication]]></category>
		<category><![CDATA[students]]></category>

		<guid isPermaLink="false">http://poconowomentoday.com/?p=550</guid>
		<description><![CDATA[A new online magazine called Pocono Good created by East Stroudsburg University students focuses on compelling human interest stories about the unsung people who run Monroe County non-profit organizations (NPOs) and the good things associated with the missions of the NPOs themselves.  The new publication will debut during a launch party at ESU on Wednesday, July [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://poconowomentoday.com/wp-content/uploads/2010/06/esulogo-180x180.jpg"><img class="alignleft size-full wp-image-551" title="esulogo-180x180" src="http://poconowomentoday.com/wp-content/uploads/2010/06/esulogo-180x180.jpg" alt="" width="180" height="180" /></a>A new online magazine called <em>Pocono Good</em> created by East  Stroudsburg University students focuses on compelling human interest  stories about the unsung people who run Monroe County non-profit  organizations (NPOs) and the good things associated with the missions of  the NPOs themselves.  The new publication will debut during a launch  party at ESU on Wednesday, July 7 from 11:00 a.m. to 1:00 p.m. in Lower  Dansbury Lounge.  The event is open to the public at no cost.</p>
<p>This pilot issue of the magazine features articles on 15 regional  non-profit organizations and the writing, photography and design of 25  ESU students.  <em>Pocono Good</em> informs the community of  opportunities to participate in volunteer activities, of events open to  the public to support charities and nonprofit fundraising, and provides a  single referral to resources for people in need.</p>
<p>Through the process of developing this publication, students received  their first professional byline and/or publication credit while gaining  a better understanding of the problems facing the greater community.</p>
<p>The project to create the magazine was made possible through funding  provided by a grant from the office of the provost in response to a  proposal by two faculty members, Dr. Susan Bonser in media communication  and technology, and, Professor Bill Broun in the English department.    Their proposal was a suggested plan for the new publication, <em>Pocono Good</em>.  It exemplified how the  application of an actual student/faculty community service learning  project could be designed and implemented in a manner that benefits the  community while involving the students in a real world project with the  potential to take root.</p>
<p>Bonser taught computer design and Broun taught writing for the web to  their magazine-creating students throughout the past spring semester.  While learning these skills and developing<em>Pocono Good</em>, students  also gained significant perspectives on social problems, volunteer  organizations and the concepts and history surrounding non-profit  organizations.</p>
<p>The NPOs featured in the magazine are: Bushkill Outreach, The Pocono  Community Theater, Habitat for Humanity, P.A.T.H., The Angel’s Closet,  Mohican Outdoor Center, Poetry Workshop of the Pocono Writers, Animals  Can’t Talk Rescue and Adoption Inc., Animal Welfare Society of Monroe  (AWSOM), Women’s Resources of Monroe County, Meals on Wheels of Monroe  County, Monroe County Planning Commission, Pocono Mountains Film  Festival, Angel Food Ministries, and the Eastburg Community Alliance.</p>
<p>“We are pleased <em>Pocono Good</em> met the goals of our initial  proposal, offering unique stories of help and hope to our readers while  providing students with opportunities to learn about multimedia magazine  reporting, writing, and design,” said Dr. Bonser. “In addition to  receiving a stipend for their work, each of these students experienced  valuable lessons that will surely enhance their resumes as they seek  employment during these tough economic times.”</p>
<p>Representatives from each of the 15 non-profit organizations, who  were written about in the inaugural issue of <em>Pocono Good</em>, will  attend the launch party and will receive a donation toward their  organizations.</p>
<p>Bonser, Broun and the students who created Pocono Good are encouraged  by the initial response to the magazine and they are seeking ongoing  funding support to ensure the publication’s continuation.  They also  encourage readers to let them know what they think of the new magazine,  and to submit ideas for articles about other non-profit organizations  for future consideration at <a href="http://poconogood.com/index2.html" target="_blank">poconogood.com</a>.</p>
<p>For more information about <em>Pocono Good</em>, contact Dr. Bonser  at <a href="mailto:sbonser@po-box.esu.edu" target="_blank">sbonser@po-box.esu.edu</a> or Professor Broun at <a href="mailto:wbroun@po-box.esu.edu" target="_blank">wbroun@po-box.esu.edu</a>.</p>
<p>Article Courtesy of <a href="http://www.pbjonline.com">Pocono Business Journal</a></p>


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